Type of insurance covers this scenario?

Type of insurance covers this scenario?

A company does business nationwide cleaning pools (service) using independent contractors. They say all of their independent contractors are insured and bonded; however in the application process of becoming a contractor for the company it only ask basic questions related to experience but does not request insurance from the contractor leading me to believe that the company has some kind of blanket or umbrella policy in place that covers all of the contractors working on behalf of them. Does anyone have any insight as to how they are able to advertise that all of their people are insured without getting individual policies for each person?

 

BEST ANSWER: Try this site where you can compare quotes:insuretips.xyz

 

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Basically I took at a M&S car insurance plan for my car. A guy crashed into me whilst on a roundabout (my right of way) and his insurance have since accepted responsibility for the accident.I am now wanting to cancel the insurance as they have been very unhelpful throughout the whole process. I am just wondering how much I am going to have to pay to cancel the policy- As I was spreading the cost with agreed monthly payments the total cost including interest was 738. I did a one off payment of 101.87 and then so far have paid 4 installments of 57.89. As I have had the policy for 4 months. In the t's & c's on the website it says this: If you cancel your policy within 12 months of the Policy Start Date, we will calculate the cost for the period of cover based on our short period rates in force when we receive the Certificate of Motor Insurance and refund any excess premium you have paid. If we cancel, the premium will be calculated in proportion to the period of cover provided and we will refund any excess premium which you have paid when the Certificate of Motor Insurance has been returned to us As I have had the policy for 4 months how much will I have to pay to cancel (even the the whole process was not my fault!).just want to buy a new car and insure with somebody else! (recommendations very welcome!) Thank you in advance for your help people!

 

 

What is the point of a health insurance plan if you never met your deductible?

I am 22 and applying for my first health insurance. I do not need much medical services, and want a low affordable premium. However, when I look at sites such as Blue Cross, it seems that low premiums go with high deductibles. I don't think I would ever meet the yearly deductible, and thus, cannot get any health services covered. So what is the point of such a plan? Thanks.

 

 

Where does car insurance go when yo do not have an accident?

what happens to the money you give to car insurance companies when you dont have an accident?

 

 

Who is the best for motorcycle insurance?

Who is the best for motorcycle insurance?

 

 

Does anyone know of good Health Insurance?

I have Blue Cross HMO, and it really hasnt worked for me. I need surgery on my knee and i've been waiting for 2 months to get it done, thanks to the fact that my insurance requires me to see a general doctor first (who makes u wait for like a month for an appt for a simple referral) then get another appointment for a specialist (wait another month) then wait 3 weeks again for an MRI, and now i have to wait another week and a half for surgery. Please, help me find a good insurance. I'm tired of this! I live in southern california if that helps. Thanks

 

 

May have a preexisting condition and i need affordable insurance?

i may have a preexisting condition i will find out monday ,anyway we are on a month to month with a high cobra premium and it is kicking our butts my husband's job closed after 20 yrs we both are not working and if i have a condition how do we pay for it, how can i get i get affordable health with no job .help somebody i feel for people i feel for everyone who needs health care and can't get it what a shame i pray that i am well and the doctor has good news for me so everyone please pray for a good outcome when prayers go up blessings come down and i need your prayers i love my yahoo family some people are rude but for the most part real decent people live here Sorry for my jumby words

 

 

Do you need medical on your auto insurance?

Yesterday I purchased a new auto insurance policy. I was convinced by the rep that I needed an optional medical provision for $5,000 dollars worth of coverage in case of an accident. She said that if I didn't get the medical coverage, I would have to inform my health insurance provider that they held the primary responsibility in case of an accident and that many health insurance plans will not accept this. My family has really good health insurance--do we really need medical coverage on our auto insurance, too?

 

 

Anybody knows reliable insurance companies that insure summer houses?

I've recently bought a summer house in Tavira, Portugal, which my family and I would like to insure because we won't use it constantly. Anybody knows reliable insurance companies that insure summer houses?

 

 

Do I need car insurance to take the drivers test in Florida?

I'm was going to take the drivers test this friday to get my license, since i turned 16. But I found out that I have to have car insurance under my name to get my license. So my dad called his insurance guy and asked him about it, and the guy said that it would increase my dads insurance from $2500 to $4000. My dad said that he couldn't pay that much and that I couldn't get my license. Is there any other option for me? Is there any cheaper car insurance that I could use that would be less, or what if I got my own separate insurance from my dad? Would that be cheaper? I was also thinking, could I just get the insurance for the test and then take it off once the test is over? Please help! I really want to get my license!

 

 

Am I paying too much for my car insurance?

I am a 23 year old male, I am driving a 08 honda civic LX and I am paying 150 dollars each month. Right now, my insurance is with Geico and I am getting the best discounts, student discount, anti airbag, defensive driving course and etc. another thing I have full coverage on it. so is paying 150 dollars the right amount, is Geico ripping me off. or are there any other car insurance that will charge me cheaper? Thanks

 

 

Can I drive my sons car under my own (fully comp) insurance?

My son's car is registered to our home address, and he is currently away. His is cheaper to run so I want to use it (with his permission). He has third party only insurance but I am fully comp on my own car. My insurance states I can drive any other car with the owners permission, but does his insurance level, or the fact it is registered at my own address affect this?

 

 

Why am i being forced to buy health insurance?

I don't understand it i am 20 years old am going to be starting my life out with my girlfriend, i am desperately trying to get a job and my girlfriend works at mcdee's and now i find out that i am forced to have health insurance? i can't afford that! even if it is affordable i struggle to buy a pop at the gas station let alone health insurance

 

 

My insurance company, Liberty Mutual will not insure me?

I've recently had an unfortunate string of 2 accidents that were 3 months apart, both cars were totaled from them. I've been driving for three years and I got into one accident when I was 17 (first car was totaled) and one accident when I was 18 (minor fender bender). Anyway, I know I know I'm going to take defensive driving course to help out with my driving, any suggestions on Insurance companies?

 

 

Vauxhall Astra 1.7 cdti Insurance?

I'm 17 soon so i'm looking for cars to get, and I've been looking at a 1.7 cdti Vauxhall Astra (100bhp) 3 door, and i can easily afford a decent 2005-07 model but its the insurance I'm worried about, i don't want to buy a nice decent first car and not be able to insure the damn thing, and all of the quote websites I've been on are giving me stupid answers so I'm just wondering if any of yous have had one of these for your first cars and how much it cost to insure it or if you just have a good idea on how much it would cost? thanks.

 

Type of insurance covers this scenario?

A company does business nationwide cleaning pools (service) using independent contractors. They say all of their independent contractors are insured and bonded; however in the application process of becoming a contractor for the company it only ask basic questions related to experience but does not request insurance from the contractor leading me to believe that the company has some kind of blanket or umbrella policy in place that covers all of the contractors working on behalf of them. Does anyone have any insight as to how they are able to advertise that all of their people are insured without getting individual policies for each person?

https://www.linkedin.com/pulse/allstate-homeowners-insurance-quotes-online-alyssa-mcmillan/